Frequently Asked Questions

Yes, there is an upfront amount required to be paid by the client. The amount is equivalent to a 3.2% of the purchase price of the house.

The contract is for 5-year period.

As with all financial products, potential clients have to go through an affordability submission and process similar to a home loan. The main requirement will be the ability to afford the monthly installments.

  • The original purchase price remains fixed for the 5-year period
  • 40% Installment-to-Income ratio
  • The property value increases
  • Loan to Value benefit – “built equity”
  • RTO provides financial literacy courses to assist homeowners
  • Ecosystem and dignified living
  • A group of friends can jointly buy a house.
Due to delays caused by the COVID-19 pandemic, the first batch of homes will only be available in October 2021. Thereafter, every four months.

No, monthly installment payments will only start upon occupation of the home.

Ongos Valley Brochure

Find out how Rent-To-Own can help you buy your home


If you’ve been struggling to get a home loan the traditional way, then the Rent-to-Own programme might be the solution for you! The Rent-to-Own programme is currently exclusively available to Ongos Valley homes.

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